Remortgaging

With interest rates at an all time low it is a great time to think about remortgaging.

What is a remortgage?
A remortgage in simple terms is when you change your mortgage product or mortgage provider, usually to achieve a better deal and often at the end of any mortgage tie in you may have with your current lender. This can be done relatively easily, can often see a reduction in your monthly payments and be an effective way of saving money long term.

Many people assume that they will need to find money upfront to change from one lender to another for expenses such as Valuation Fees and Legal Costs. However, this is often not the case as many lenders will offer to pay these fees as an incentive to obtain your business.

It is good financial practice to regularly review your mortgage product to ensure you have the best deal in place..

For a FREE initial consultation with Leah Wilkinson, our Independent Mortgage Advisor, simply complete the form on this page, call 01244 356 789 or email info@cullimoredutton.co.uk.




Remortgaging when divorcing or separating from partner
If you hold a joint mortgage and have reached the point where a divorce or split from a life partner is likely, then it would be prudent to see what mortgage options you have available.

If you would like to stay in your existing home and “buy out” the other person, this may be possible subject to you satisfying the criteria of a suitable lender. Alternatively, if you wish to move to a new property we can assess affordability, establish your budget and obtain a provisional agreement from a lender. This will enable you to view properties and make offers with confidence.

For a FREE initial consultation with Leah Wilkinson, our Independent Mortgage Advisor, simply complete the form on this page, call 01244 356 789 or email info@cullimoredutton.co.uk.



Have you appointed your conveyancer?

Cullimore Dutton has an expert residential conveyancing team who are accredited by the Law Society under the Conveyancing Quality Scheme (CQS) and are on the conveyancing panels of all the major lenders.

Click here to read more about the services our conveyancing team offer or if you would like to arrange a consultation please call: 01244 340 222 or email: info@Cullimoredutton.co.uk.

Why not try our FREE online residential conveyancing quote builder
You can generate a free, no obligation conveyancing quote using our online quote builder which provides an accurate quote with a full breakdown of costs in minutes. The quote builder is completely free to use, you can generate quotes for; Sale & Purchase, Sale Only, Purchase Only and Re-mortgage transactions. There are no hidden extras and there is no obligation to proceed. It is simply a really easy way to get a price for your conveyancing solicitor.

Click here to generate your quote


 

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